Oxford Insurance (Pty) Ltd

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Albertus Haeseb

Albertus Haeseb

Founder

Albertus Haeseb is a Founder and Director at Oxford Insurance (Pty) Ltd.

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Idea

Oxford Insurance (Pty) Ltd is a 100% Namibian-owned family corporation established to address the critical gap in financial services and affordable housing solutions within Namibia. The company’s core idea is to provide integrated offerings in infrastructure development, residential land servicing, construction of innovative 3D panel houses, and accessible financial products. By combining housing development with financial and insurance services, Oxford Insurance aims to create a sustainable model that empowers Namibians to achieve homeownership, strengthens social safety nets, and promotes financial literacy.


Challenge

Oxford Insurance (Pty) Ltd is directly addressing Namibia’s pressing challenges of high land prices, costly construction materials, restrictive mortgage conditions, speculative land practices, and low financial literacy. These barriers have locked out a majority of Namibians from homeownership, forcing many to remain in expensive rental markets. Coupled with rapid urbanization, population growth, and high unemployment, the demand for affordable housing and accessible financing has reached critical levels. Oxford Insurance (Pty) Ltd is strategically positioned to tackle these challenges through innovative construction methods, competitive financing solutions, and financial education initiatives aligned with Namibia’s Vision 2030.


Solution

The solution that Oxford Insurance (Pty) Ltd brings to market is a five-pronged approach: (1) construction of affordable housing, (2) development of cost-effective 3D panel housing, (3) financing of housing projects, (4) provision of home loans tailored to underserved markets, and (5) insurance coverage for financed properties. By integrating these services, the company ensures that low- and middle-income households can access affordable homes while simultaneously benefiting from financial protection and financing options. This innovative model not only addresses immediate housing needs but also contributes to long-term financial stability and community development.



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