Idea

The idea of establishing the project took root mainly during the COVID-19 pandemic period. Many businesses had suffered in absence of the funding cushion and the high break-even point and cash flow crunch. It was mainly due to loan interest burden and loan repayment schedules. Many governments offered some relief and financial support
but was not enough. 
Our TROT FTRs are the most ideal to overcome disruption.The disruptions in some or other form still exist. As ‘sanctions’. Economic collapse,tech disruption, and many others.  
The jewelry industry is disrupted by lab-grown diamonds. Out TDiR solution can help them overcome the existential issues and help them prosper.
It will also help the jewelry buyers to enjoy new designer jewelries from time to time without faring for value erosion or loss on account of the making charges. 
From the demand side, middle-class households are always at the receiving end suffering
from inflation and high interest rates on loans for the consumables, education, etc.
Our TROT FTRs cover almost all household needs including children's education, housing,healthcare, recreation, tourism, and many others. It will induce and help them save in TROT FTRs to meet their all future family need – even in old age. While enjoying the long-term hedge benefits, they also earn good returns and are assured of liquidity anytime from anywhere, with minimal risk to their investment.  
The same applies to businesses interested in hedging their logistics and travel expenses,and the costs of many agro products as their input.  
The TROT Eco-system generates many business opportunities as Market Makers and TROT Exchange Associates. 
There is no other product matching our TROT FTRs. This assures demand for the TROT FTRs.

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Challenge

The major challenge is creating awareness of the TROT FTTs and the benefits one can enjoy in different capacities. It entails heavy expenditure on promo campaigns. Initially,we intend to stress on digital promo and then all-out global promo campaigns.
We need to build our own in-house marketing expertise to get the campaign design executed by the reputed ad agencies.   
Another challenge is the development of a secured, complex IT system to support the portal serving a large number of businesses, households, and service providers.
It needs to cover the systems for appraisals and with in-built cross-checks.
The system incorporates AI-aided validations and analytics covering many economic sectors and business performances.
It’s a complex system needing a high level of IT expertise and its
resultant cost.
The portal will have to be robust meeting all the expectations.  
Our legal preparedness will help dispense doubts about legal compliances and accounting treatments.
The problems TROT FTRs can solve are endless. 
It helps the industry bring down their break-even point while ensuring easy cash flow.  
Besides, TROT FTRs help the businesses overcome disruptions and short term dry seasons.
It would be the most ideal solution to fund expansions.  
A young professional can generate funds to enhance his knowledge and provide for his capital needs without worrying about EMIs at his/her early stage of the practice.
There are many such issues being solved by TROT FTRs.

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Solution

The present debt and non-debt financial structuring aiming to maximize returns push the cost at every level for the end-consumers i.e. the households.  
Today’s world needs an instrument that can reduce the burden and risk of debt or equity funding while ensuring the direct participation of the end consumers.
One will be happy if his future expenses are hedged against the future price rises, and that too without any cost. 
If such an instrument provides liquidity with reasonable returns, he will be eager to ‘invest’ in his future needs opening up vast investment potential.
TROT products being unique tradable retail hedge-cum-investment options are developed keeping these considerations in mind.
It provides a long-term hedge covering basic household expenses
without any risk of loss while ensuring ready liquidity with built-in safety.  
The projected 5.3 billion middle-class households spending US$ 50 trillion in 2030 will offer huge opportunities for the global business community. 
Freely tradable small-value units of the FTRs will induce the households to invest monthly cash surpluses without losing 24X7 liquidity.  
The wide spectrum of the FTRs opens up an opportunity to establish a global platform as an 'EXCHANGE' enlisting companies, institutions, and professionals to generate units of
their own TROT FTRs for sale. 
Monetizing gold held in any form including jewelry without losing free access for its occasional use, for the generation and sale of TROT Gold product as a standard FTR adds a new dimension.
Its valuation mechanism absorbs the adverse environments
experienced by any particular industry or country and may eventually gain the status of the world currency!

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Story

It covers a wide spectrum of economic segments – education, realty, healthcare, hospitality, transport, aviation, philanthropy, and many more. The FTRs are an excellent option for households and businesses to hold assets hedging their many future needs while helping the businesses to mobilize long-term non-debt funds while boosting their sales.   
The project has well-defined revenue streams assuring high profits. The target market is a slice of the global middle-class families’ annual spending projected at US$62 trillion by 2030.
There are about 1288 registered jewelers in UAE and about 10,000 in the Middle east countries alone. The total number in the world exceed 500.000 with the industry size of about USD 356 billion (2023). Major contributor is India with the jewelry industry size of USD 85 billion for 2023.We have good footing in India to exploit the potential in India too.  
We pitched the FTRs to a few businesses and even government agencies in India with a positive response. 
Ready Market for TDiRs
 Universal TDiR portal empowering multi-currency transactions 
 Zero foreign exchange risk – TDiR value linked 24-carat gold at LME rate
 Corpus Fund as a ready buyer at the Benchmark price
 Network of household investors as the Market Makers as ready buyers for TDiRs
 TDiR system prompts to buy and redeem TDiRs while buying new jewelry
 Awareness and promo social media and in-shop campaigns 
 The Portal to online to generate and support the transactions 
 An innovative product to hold value