Tegucigalpa, Honduras & Dubai, UAE - Dec 26, 2025

Flores Group Motors (FGM) and FasterCapital today announced a strategic partnership through the EquityPilot program to accelerate FGM’s fintech-enabled, inclusive automotive services across Honduras and Central America, combining FasterCapital’s global acceleration resources with FGM’s market-ready dealership, fintech and insurance innovations.

Market Opportunity & Problem Statement

Honduras’ automotive market faces financing, insurance and inclusion gaps: roughly 70% of credit applicants are rejected, interest rates and opaque insurance practices limit vehicle ownership, and SMEs lack reliable fleet options. Regional demand for affordable, digitally enabled mobility and vehicle financing is growing amid rising remittances and digital payments adoption, creating a white space for integrated dealer-plus-fintech models that deliver predictable payments, usage-based insurance and improved retention.

Startup Solution & Differentiation

FGM’s model pairs vehicle retail and certified service with proprietary customer controls: AutoPay-Card™ payroll-linked debit, tiered microcredit, usage-based insurance returning up to 50% of unused premiums, gamified payments incentives, and an AI-driven sales and support stack. Early traction includes pre-orders from logistics and security firms and a database of 800 prospects. By integrating payments, collections and service financing, FGM reduces default risk, shortens sales cycles and opens a new labor-market segment to vehicle ownership.

FasterCapital Partnership Value

Through FasterCapital’s EquityPilot program, FGM will receive capital support, mentorship, technical product development, go-to-market advisory and investor access. FasterCapital’s selective criteria and global network will help validate FGM’s fintech infrastructure, speed pilot deployments, and prepare a seed round. Visit FasterCapital at www.fastercapital.com to learn about program scope and resources.

Executive Quotes

“Hesham Zreik: “We invest in founders solving clear market inefficiencies with defensible tech and unit economics. FGM’s integrated fintech-plus-dealership model aligns with our EquityPilot thesis: scalable payments, strong retention levers, and clear pathways to revenue. We expect significant acceleration in product-market fit and fundraising readiness over the next 12 months.””

Moises E. Flores, Founder & CEO, FGM: “This partnership validates our mission: mobility without exclusion. FasterCapital’s expertise will help us finalize AutoPay-Card™, scale usage-based insurance pilots, and deliver accessible financing and after-sales across Honduras, enabling customers previously excluded by traditional lenders.”

Growth Trajectory & Future Plans

Near term, FGM will run pilots for payroll-linked collections, usage-based insurance and AI sales agents, targeting 50 unit sales in six months and profitability by mid–year two. Post-validation, FGM intends to expand leasing, build owned dealerships, and raise a pre-seed round of $2.4M (target $2M minimum) to support regional rollout and fintech platform development.

About Flores Group Motors (FGM)

FGM provides inclusive mobility through new and certified used vehicle sales, accessible financing, usage-based insurance and full after-sales service. Founded from frustration with exclusionary practices, FGM combines digital sales, AI customer agents and FinTech solutions to make vehicle ownership attainable and sustainable in Honduras.

About FasterCapital

FasterCapital is a global venture builder and online incubator dedicated to co-funding and co-founding innovative startups. Established in 2014, we are now #1 venture builder in terms of number of startups that we have helped, money invested and money raised. It supports startups worldwide through various programs, including funding assistance, business development, and technical support. The EquityPilot program is designed to help early-stage startups build scalable solutions with mentorship, strategic guidance, and network support.