Chronos

Chronos

Entrepreneurs

Nahom Teklay

Nahom Teklay

Founder & CEO

I am Nahom, Software engineer with a foundation in mobile development, AI/ML,Vibe Coding and data science . I bring cross-disciplinary experience from both technical and leadership roles, having worked on mobile apps, AI systems, and international startup projects.

Nathnael Getachew

Nathnael Getachew

Founding Enginner

Experienced full-stack developer who develops innovative programs on different platforms. I like finding solutions to challenging problems. confident communicator and outside-of-the-box problem-solving skills with attention to detail and excellent organizational skillExperienced full-stack developer who develops innovative programs on different platforms. I like finding solutions to challenging problems. confident communicator and outside-of-the-box problem-solving skills with attention to detail and excellent organizational skill

Temesgen Gebreabzg

Temesgen Gebreabzg

Founding AI Enginner

Temesgen is an ambitious Generative AI Engineer with a Bachelor of Science in Information Systems from Addis Ababa University. I leverage my strong foundation in data engineering and software development to design, develop, and deploy innovative AI solutions that drive business value. My expertise spans in machine learning algorithms, deep learning frameworks, and data engineering techniques, enabling me to build robust and scalable AI models. I am actively expanding my skillset by pursuing training in Machine Learning, AI, and Data Engineering.

Team

Sindu Worku

Sindu Worku

Business Developer

Sindu Worku is a Business Developer at Chronos.
Anteneh Admassu

Anteneh Admassu

Software Enginner

Anteneh Admassu is Software Enginner at Chronos.
Michael Alene

Michael Alene

Product desinger & UI desinger

Michael Alene is a Product desinger & UI desinger at Chronos.
Kalkidan Melaku

Kalkidan Melaku

Backend SDE

Kalkidan Melaku is a Backend SDE at Chronos.
Betelhem gebreabzgi

Betelhem gebreabzgi

Backend SDE

Betelhem gebreabzgi is a Backend SDE at Chronos.
Selamawit Bechene

Selamawit Bechene

Business Developer

Selamawit Bechene is a Business Developer at Chronos.
Zeyesus Michael

Zeyesus Michael

UI and Graphics designer

Zeyesus Michael is a UI and Graphics designer at Chronos.
$ 0 K

  • Chronos has joined FasterCapital's portfolio.
  • We help startups in building their product, increasing sales, entering new markets, finding investors, and writing and preparing their documents.
  • Entrepreneurs can join our main programs; Tech Cofounder, Grow your Startup, Idea to Product, or Raise Capital.

Idea

Chronos is a unified financial ecosystem designed to turn financial complexity into clarity. It combines AI-driven wealth management, next-gen neo-banking services, a secure crypto & NFT marketplace, and an autonomous investment banking platform. Chronos empowers individuals and businesses to bank, invest, grow, and manage their financial lives seamlessly—all in one intelligent system.

Challenge

Chronos is solving systemic problems across the modern financial landscape: individuals lack guidance in saving and investing; digital finance is fragmented and confusing; credit systems are unfair and rigid; and investment banking remains slow, expensive, and outdated. By unifying personal finance, credit access, digital assets, and strategic enterprise banking under one AI-driven platform, Chronos removes financial barriers and opens the path for everyone to participate in the future of wealth.

Solution

Chronos is creating an AI-powered financial companion that personalizes money management, investing, and credit decisions for every user. Our platform includes Kevin, the AI wealth manager; Tick Pay, a smart, flexible BNPL credit system; BlockHub, a safe environment for digital assets; LifeX, a life-operating system connecting finances to personal goals; and Atlas, an AI investment banking engine for companies and governments. Together, these solutions redefine how people and organizations build financial stability and long-term growth.


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Our Programs

Raise Capital

We help startups raise funds by connecting them with the right investors and providing tailored funding support.

Mega Financing

Large-scale financing solutions for startups and companies with significant growth potential.

Tech Cofounder

We become your technical cofounder, handling product development and offering strategic technical expertise.

Grow your Startup

Scale your business with growth-focused strategies, resources, and partnerships.

Idea to Product

Turn your innovative ideas into fully developed, market-ready products with our expert assistance.

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Comprehensive financing solutions tailored for real estate businesses and startups.

Business Franchise

Explore franchise opportunities and grow your business under a proven business model.

Intellectual Property

Protect your intellectual property with expert guidance on patents, trademarks, copyrights, and more.

Start a Business in the UAE

We help you set up your business in the UAE with tailored solutions, legal support, and market entry strategies.

Chronos's News (1)

Chronos Joins FasterCapital Equitypilot to Fast‑Track Global Biometric Banking
26 Oct 2025

Chronos Joins FasterCapital Equitypilot to Fast‑Track Global Biometric Banking

San Francisco, Ca United States & Dubai, UAE - Oct 26, 2025 

Chronos and FasterCapital today announced a strategic partnership through FasterCapital’s Equitypilot program to accelerate Chronos’ biometric banking super‑app rollout across the United States, Europe, Africa and Southeast Asia. The collaboration pairs Chronos’ AI-, biometric- and Web3-driven financial platform with FasterCapital’s global acceleration, capital and go‑to‑market expertise.

Market Opportunity & Problem Statement

The global digital banking market is rapidly expanding, projected to reach $2.5T–$3.5T as consumers demand seamless, personalized financial services. Yet mainstream solutions remain fragmented: users juggle multiple apps for banking, investing, BNPL, and crypto leaving billions underbanked or underserved. Chronos addresses this white space by unifying multi‑currency banking, AI wealth management, merchant‑agnostic BNPL, and a secure crypto/NFT marketplace into one biometric-first platform tailored for mobile-first and underserved markets.

Startup Solution & Differentiation

Chronos is building a biometric-powered super‑app that integrates AI Digital Wealth Management, TickPay (AI BNPL with no merchant dependency), LifeX life‑operating system, and a secure crypto/NFT marketplace. The platform uses behavioral AI rather than traditional credit scores to underwrite loans and BNPL, and offers biometric login, cross‑border FX, and decentralized ID. Early traction includes a 14‑member engineering team from Google, JP Morgan, Palantir and Fidelity, two strategic partnerships, and an MVP in development with a planned November 2025 completion and soft launches in 2026.

FasterCapital Partnership Value

Through the Equitypilot program, FasterCapital will provide Chronos with seed capital, technical mentorship, regulatory and compliance support, cloud and Web3 infrastructure guidance, and investor introductions. FasterCapital’s selective criteria and global track record serve as a validation signal helping Chronos compress time to market, strengthen security and compliance, and prepare for seed and Series A fundraising rounds.

Executive Quotes

“[Chronos] blends cutting‑edge AI, biometrics and Web3 in a way that addresses a real market gap holistic financial life management for mainstream and underserved users,” said Hesham Zreik, investor and Equitypilot advisor. “FasterCapital is excited to accelerate Chronos’ product and capital roadmap through Equitypilot.”

Nathnael Getachew, co‑founder and CEO of Chronos, said: “This partnership validates our vision to turn financial chaos into clarity. FasterCapital’s operational support and network will let us deliver secure, human‑centered finance—where a fingerprint or a face unlocks banking, investing and life planning for millions.”

Growth Trajectory & Future Plans

Near‑term priorities include completing the MVP (Nov 2025), printing biometric-enabled debit cards (2026), and soft launches across target regions (2026). Chronos aims for 2M users by 2027 and Series A with leading investors. Longer term, Chronos expects to capture share in the $500B neobank segment by offering a defensible, AI-first stack and merchantless BNPL.

About Chronos Inc

Chronos is a biometric banking super‑app combining multi‑currency finance, AI wealth management, TickPay BNPL, LifeX life‑operating system, and a crypto/NFT marketplace. Founded by engineers and financial experts from top global firms, Chronos aims to simplify financial life for global, underserved and tech‑savvy users.

About FasterCapital

FasterCapital is a global venture builder and online incubator dedicated to co-funding and co-founding innovative startups. Established in 2014, we are now #1 venture builder in terms of number of startups that we have helped, money invested and money raised. It supports startups worldwide through various programs, including funding assistance, business development, and technical support. The Equitypilot program is designed to help early-stage startups build scalable solutions with mentorship, strategic guidance, and network support.

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